The best time to buy disability insurance
No one wants to think about the possibility of becoming disabled, but the fact is, many people do and it’s important to know when you should buy disability insurance. If you want to avoid having your long term disability insurance claim denied than you should know that the best time to buy disability insurance is right now before you need it. The costs of disability insurance are lower when you are young and healthy.
Disability insurance is something you want to get before you become ill or hurt or disabled. If you wait until one of those things happens then you might not be insurable.